Gen Z and Alpha Eye Cryptocurrency for Pensions, Says Bitget Research

The study also shows that 78% of respondents prefer “alternative retirement savings options” over traditional pension plans.

These alternatives often include decentralized finance and blockchain-based solutions, which offer more flexibility and control over personal finances.

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The report stated, "Many are skeptical of the old systems and are increasingly leaning towards decentralized finance and blockchain-based solutions".

Additionally, Bitget Research notes that 40% of individuals in these age groups had already invested in cryptocurrency by January 2025. This growing interest in digital assets shows how younger people approach saving for the future.

According to Bitget CEO Gracy Chen, this trend should be seen as a signal for the financial industry to adapt. She stated:

Younger generations are no longer content with one-size-fits-all pension systems. They’re looking for modern solutions that give them more control, flexibility, and transparency.

However, Bitget Research also points out key challenges. Price volatility, unclear regulations, and cybersecurity risks are barriers that could slow down the acceptance of digital assets as a reliable retirement option.

Meanwhile, CryptoQuant released the “2024 Crypto Survey: Exchange Use and Investor Behavior” report on January 15. What did the survey highlight? Read the full story.