Best Money Making Apps

Your smartphone isn't just a tool for communication – it's a potential source of income. With the best money making apps like those offered by BitDegree or Binance, you can turn your commute, coffee break, or even your idle scrolling into real earnings.

But with so many options out there, how do you know which one is right for you? Not all money making apps work the same way – some require active effort, while others let you earn passively. That's because some apps are about earning while having fun, while others are used for freelance earning opportunities.

Don't worry, I'll guide you through the best legit money making apps of various types, breaking down their key features, requirements, and who they're perfect for!

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Low-Effort Money Making Apps (Passive Income & Easy Tasks)

Searching for some of the best money making apps available where you don't have to do too much, like actually work? The following platforms provide a way to generate passive income or complete easy tasks for extra cash, fitting seamlessly into your daily routine.

BitDegree App

I think the BitDegree App is among the best money making apps if you want to earn crypto while learning Web3. It uses gamification elements and various incentives to make the learning process fun and rewarding, motivating you to gain new knowledge and earn real rewards at the same time.

In short, you complete fun and quick Missions to learn about a Web3 concept or platform and earn Bits along the way. But that’s not all, most Missions also come with extra rewards like crypto, discounts, or even physical prizes like hardware wallets.

The app has received a 4.9 rating on both Google Play Store and the Apple App Store from thousands of users, making it one of the best free money making apps for iPhone and Android users.

Key Features

Here’s how BitDegree can help you earn while learning:

• Web3 Missions. As you already know, this is where all the fun happens – you complete Missions and earn Bits while you're doing so. Plus, with some Missions, you can also earn additional rewards OR become eligible for Lucky Draws for a chance to win cool prizes.
• Bonus Tasks. You can also earn extra Bits by completing very quick bonus tasks, like following BitDegree on X or subscribing to the Crypto Finally Explained YouTube channel.

• Airdrops. BitDegree also holds Airdrop Seasons, during which there's a prize pool that eligible participants can share. As of writing, there's Airdrop Season 7 happening with a $30,000 prize pool. To join the event, you have to have at least 10,000 Bits. However, the slice of the airdrop you'll get will be determined by the number of Bits you have, so don't stop at 10,000.
• Referral Program. You can also boost your Bits balance by inviting your friends – get 1,200 Bits for every friend who joins and completes at least one Mission. Plus, you can earn up to a 10,000 Bit monthly bonus. The more friends you bring on board, the more Bits you collect!

Interested in trying out the BitDegree App? Getting started is easy – simply create an account, verify your email, connect your crypto wallet (Coinbase or MetaMask), and start collecting Bits.

📚 Read More: BitDegree App Walkthrough

Binance

If you're interested in all things crypto, Binance can be your go-to platform for making money. It provides a diverse suite of earning products for users to earn cryptocurrency, both passively and actively.

With tempting offers, is Binance really legit? Don’t worry; it’s one of the best legit money making apps out there. Built in 2017, Binance has rapidly grown to become the world's largest cryptocurrency exchange by trading volume, boasting over 250 million users in 180+ countries.

Key Features

Let’s explore how Binance helps you make cash:

• Trading. Access a huge selection of cryptocurrencies and advanced trading tools to buy, sell, and trade digital assets. You can also use various order types, charting tools, and market analysis to maximize your trading strategies.
• Binance Earn. You can grow your crypto holdings through staking, yield farming, and other earning products. Popular staking options include USDC and ETH.

• Binance Academy. Here, you can learn about blockchain and various crypto assets through educational materials and earn crypto by completing quizzes.
• Referral program. Share your referral link, and both you and your friend will receive a $100 trading fee rebate voucher when they sign up and deposit at least $50 within 14 days.

Thankfully, Binance is available on iOS, Android, Windows, macOS, and Linux, so you can access your account and utilize its features from your preferred device. Starting with the referral program and Binance Academy is free, but you need to have certain assets to participate in Binance trading and Binance Earn.

📚 Read More: A Guide to Binance Earn

Swagbucks

Swagbucks, founded in 2008, is a popular online rewards program that lets users earn points (SB) for everyday online activities like web searches and gaming. These points can be redeemed for gift cards from retailers like Amazon, or cash via PayPal. Essentially, 100 SB points are equivalent to $1.

Many users typically earn $1-$5 daily, potentially hundreds yearly. Alternatively, they can choose to redeem their points for gift cards at Amazon, Apple, and more. At the time of writing, this app is available in many countries across the Americas, Europe, and Asia, with some options in Africa and plans for continued expansion.

Key Features

Here's how Swagbucks can turn your online habits into real rewards and extra cash:

• Online surveys. Swagbucks offers paid surveys about various topics, including politics, movies, and shopping, with new surveys added daily.
• Games. Earn rewards by playing mobile games like Monopoly Go!, Animals & Coins, and Game of Vampires. You just need to reach some gameplay goals to do that.

• Receipt scanner. Swagbucks allows you to scan every grocery receipt and get paid cash from it.
• Money-making deals. Discover coupons, promo codes, deals, and cashback from your favorite stores. Consider combining those offers with your preferred credit card to earn additional cashback.

With 4+ star reviews from more than 140,000 users, I think Swagbucks is among one of the best free money making apps for iPhone and Android.

Honeygain

Honeygain is an application that allows users to earn passive income by sharing their internet bandwidth, in other words, their internet connection’s speed or capacity. In such a case, this app makes it possible for you to earn money online while not doing anything. All you need to do is install the app and keep it open to start generating money.

The Honeygain app has garnered 4.6-star reviews from over 18,000 users on Trustpilot. Moreover, its app connection is fully encrypted, meaning your data is protected while the app is running.

Key Features

Here’s how Honeygain can help you earn extra cash just by sharing your internet connection:

• Bandwidth sharing. Get 10 cents per GB of shared internet bandwidth. Interestingly, there’s no daily limit on earnings.
• Daily tasks. Earn up to 100,000 credits daily by completing a simple task. Start getting rewards by sharing just 15MB of traffic daily.

• Referrals. Receive $5 for each friend who joins Honeygain and reaches the $20 payout threshold – more referrals mean more earnings.
• Achievements. Unlock various achievements and claim rewards by completing different tasks and redeeming credits.

• Content delivery. Honeygain has a special program where you can earn a fixed amount of credits (144) every day by helping deliver content that uses a lot of internet data. However, this program isn't available to everyone; there are only a limited number of people who can participate.

As of now, Honeygain is available for Windows, macOS, Linux, and Android, so iOS users need to wait to be able to use this app. However, it’s accessible around the world.

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Rakuten

Rakuten (formerly Ebates) lets shoppers earn cashback on purchases from a wide range of well-known online and offline stores. Founded in 1999, Rakuten has played a significant role in shaping online shopping habits.

In fact, over 20 million US members have earned over $3.2 billion in cashback at their preferred retailers. No wonder the platform has received more than 32,000 five-star reviews on Trustpilot. It also complies with the Payment Card Industry Security Standards Council (PCI), a reliable framework for handling sensitive payment details.

Key Features

Let’s explore how Rakuten helps you earn cashback on your everyday purchases:

• Over 3,500 online stores. Rakuten offers a wide selection of stores, from electronics like Lenovo and Samsung to fashion items from Adidas and H&M. It also provides travel deals, so you can save more money during vacations.

• In-store deals. Rakuten's In-Store Cash Back lets members earn cashback when shopping at participating local stores by linking a credit or debit card to their Rakuten account.
• Seasonal promos. Find more coupons and deals during special periods like Black Friday, Cyber Monday, and Green Monday.
• Referral program. Send your referral link to friends and get $30 when they purchase something for at least $30 within 90 days of joining.

Joining Rakuten is straightforward: sign up with an email and password, Facebook, Google, or Apple and choose the store where you want to shop in the app. Finally, make transactions and decide how you get paid (either by check, gift card, or PayPal).

Although Rakuten has security measures, in January 2021, Rakuten Americas had a data security incident. An employee transferred sensitive employee data to a personal device. Rakuten deleted the files but couldn't confirm if the data was further transferred.

High-Effort Money Making Apps (Active Work Required)

If you're prepared to put in the work, these apps can help you earn more! They require active participation and effort, but the earning potential is often higher.

Axie Infinity

Axie Infinity is a blockchain-based, play-to-earn game that has become popular in the world of cryptocurrency and online gaming. Inspired by Pokémon, it was developed by Sky Mavis, a Vietnamese studio, and uses the Ethereum blockchain. Founded in 2018, the game has now accumulated 30,000+ users around the world.

Also, at the time of writing, Axie Infinity has a large trading volume, making it one of the biggest NFT gaming markets. In fact, it ranks among the top eight NFT markets by dollars traded. Over 95,272 trades of Axie Infinity characters have been recorded, with an average price of $61.^[1]

Key Features

As one of the best money making game apps, check how Axie Infinity lets you earn through its gameplay:

• Axies. These are the core of the game. Axies are fantasy creatures that players can collect, breed, battle, and trade. Each Axie has unique characteristics, stats, and abilities, making them valuable digital assets.
• Play-to-earn gameplay. Axie Infinity applies a play-to-earn model, so players can earn cryptocurrency tokens (like Smooth Love Potion - SLP) by playing the game. They can get the token by battling in the Arena, completing quests, and participating in other in-game activities. While SLP is primarily used for Axie breeding, it also has a small monetary value.

• Breeding. Players can breed their Axies to create new ones, expanding their collection and potentially creating more powerful Axies. Still, note that the breeding process has certain costs and rules.
• Battles. Axie Infinity features a turn-based battle system where players use their Axies to fight against other players or computer-controlled opponents. Strategic team composition and skillful use of Axie's abilities are crucial for winning battles.

Axies and other in-game assets are represented as NFTs (non-fungible tokens) on the blockchain, giving players true ownership of their assets and allowing them to be traded on open marketplaces. The use of blockchain technology also provides transparency and security to the game's economy.

Before diving in, though, it's essential to understand that Axie Infinity demands higher effort. It involves an upfront investment and active participation, and earnings are not guaranteed.

📚 Read More: Axie Infinity Review

UserTesting

UserTesting is a platform that enables companies to gather user feedback on their websites, apps, and other digital products. The service provides opportunities for individuals to earn money by participating in user tests. Rated #1 by G2, UserTesting has over 3,000 customers, including Canva and Microsoft.

Generally, joining UserTesting is easy. Simply submit your email and take a quick practice test. As long as you’re at least 18 years old, there's no need for any special experience to get paid to test. Besides, you need to prepare a device with a microphone and an active PayPal account.

Key Features

Here’s how UserTesting pays you for sharing your thoughts on websites and apps:

• Website and app testing. UserTesting provides opportunities to earn money by testing websites and mobile applications. If you join, you need to navigate through these digital products, complete specific tasks, and provide feedback on your experience.

• Verbal feedback and think-aloud protocol. A core element of UserTesting involves providing verbal feedback while you're testing. You're encouraged to "think aloud" and describe your thoughts, feelings, and frustrations as you interact with the website or app.
• Demographic and screener questions. UserTesting aims to provide clients with feedback from a diverse range of users. Therefore, you'll often be asked to complete demographic surveys and answer screener questions before being matched with a test. This ensures that your profile aligns with the client's target audience.

As UserTesting requires you to critically evaluate websites and apps, I recommend you have the necessary skills to identify usability issues and understand what makes an app or website great before getting started. That way, you can make sure that you effectively communicate your thoughts and experiences for constructive feedback.

Foap

If you like photography, start monetizing your photos and videos with Foap instead of just uploading those on social media. Foap lets big brands like Pepsi, Sony, and Google crowdsource, curate, and purchase authentic, legally approved user-generated content (UGC). This means you can be the creator that provides that content.

How much can you make selling photos on Foap? Well, potential buyers can license your photos on the Foap Market for $10. For every photo sold, you earn $5, with the remaining $5 going to Foap.

Compared to popular stock photography platforms like Shutterstock and Getty Images, Foap focuses on mobile photography and offers a more community-oriented approach – no need for professional equipment or extensive editing skills.

Key Features

Let's explore how Foap can help you monetize your passion for photography and connect with a global community:

• Foap Market. This is where the creators and brands meet. Creators can earn money by selling their photos and videos and get feedback from brands, which can help them improve their skills.
• Foap Coins. Foap Coins are the in-app currency used on the Foap platform to unlock access to "Missions". To get these coins, you can either purchase Foap Coins directly from the Foap website or earn them by watching video ads within the Foap app.

• Foap Missions. These themed photo and video challenges offer cash prizes starting at $50, plus the chance to showcase your work and earn rewards like Foap Coins.
• Foap Albums. You can create albums of their photos to improve the experience for photo buyers and earn additional revenue.
• Community features. Photographers can connect, explore each other's work, and get feedback.

To become a creator on Foap, download the app (iOS, Android, Huawei), create an account by entering your email address or signing up using your Facebook account, and submit your photos or videos. If you join Missions, carefully read and understand the brief, as it outlines the specific requirements and theme.

📚 Read More: Top-Rated Online Photography Classes

Fiverr

Fiverr serves as a platform where freelancers ("sellers") offer their skills and services ("gigs") to clients ("buyers") worldwide. It covers a wide spectrum of digital services, including graphic design, writing, programming, and marketing. You can monetize your music skills by composing and producing music for brands or offering your unique voice to clients looking for voice-over talent.

While its name originates from the initial $5 starting price, Fiverr now allows freelancers to set their own rates. Therefore, service costs can vary significantly, ranging from a few dollars to thousands. Talking about the mobile app, Fiverr has gained a 4.9 rating from more than 500,000 users on Apple App Store, proving its popularity as one of the best money making apps for freelancers.

Key Features

Now, let's break down the essentials, from its global access to the mobile app experience:

• Global marketplace access. Fiverr provides creators with immediate access to a global client base. This eliminates geographical limitations and allows freelancers to connect with potential clients from around the world, significantly expanding their earning potential.
• Flexible work arrangements. You have complete control over your schedule. While it may take initial dedication to understand the platform, you ultimately determine your own workload.

• On-the-go project management. The Fiverr app lets users manage their projects on the go. Users can receive notifications, review deliverables, approve payments, and communicate with their counterparts, all from their mobile devices.
• User-friendly interface. The app prioritizes visual clarity, making it easy to navigate through various features.

Overall, it may be cumbersome that initial effort is needed to learn the platform and be a successful freelancer. However, the potential to connect with clients worldwide and manage projects seamlessly makes Fiverr a strong contender among the best legit money making apps available today.

Pros

• Secure and reliable
• Accepts fiat currencies
• Lots of trading options

Main Features

• Reputable exchange
• Accepts fiat currencies
• Offers various trading options

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Pros

• Fiat currencies - accepted
• Simple to use
• Accepts only the most trustworthy cryptocurrencies

Main Features

• A leading cryptocurrency exchange platform
• Best for beginner investors
• Accepts fiat currencies

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Pros

• Fully reserved and transparent
• Multiple tradable asset classes
• Over 300 supported cryptos

Main Features

• Over 300 cryptocurrencies
• Secure & transparent
• Fully reserved

$20 in BTC

Etsy

For those who want to turn their artistic talents into a revenue stream, Etsy provides a unique space in the eCommerce world. Specifically, people can sell a wide variety of items, including handmade jewelry, clothing, home décor, art, personalized gifts, vintage clothing and collectibles, craft supplies like yarn and beads, and digital downloads such as printable art or patterns.

With 90 million+ buyers, it's a potentially profitable platform to sell your products. Side hustlers on Etsy generally earn anywhere from $100 to $500 per month. With the right strategies, you can go even higher. According to Business Insider, one woman made over $945,000 in her first year on Etsy. She sold personalized garden signs, patio decor, and other garden decor-related stuff.

Key Features

To earn money with Etsy, you would need to download "Etsy Seller" on Google Play Store or Apple App Store, which has the following features:

• Customer communication. Easily respond to customer inquiries directly through the app.

• Order and listing management. Create and edit product listings with ease and efficiently manage incoming orders.
• Mobile media uploads. Add and edit listing videos and photos directly from your phone.
• Shop analytics. Get key listing performance stats like views, sales, and revenue.

Currently, online shop customization is exclusive to the web version, but Etsy's ongoing app development hints at potential mobile updates, making it even more of a contender among the best money making apps. Imagine building your entire shop from your phone! Even without that feature, the current Etsy Seller app is quite a powerful tool for managing your art business on the go.

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Which One Is the Best Money Making App for You?

Finding the right money making app is like finding the right tool for a job – it needs to fit your specific needs. From all the options of the best money making apps mentioned above, I've created a table highlighting key information to help you quickly compare and contrast the apps.

Table: Comparison of best money making apps

Remember, the best app for you depends on various factors, including your individual skills and interests.

How to Choose the Best Money Making App

There are a bunch of apps, and even certain categories like games and photo-sharing platforms can have multiple options. So, which is actually the best money making app for you? Here are some key considerations:

• Earning potential. Are you looking for a quick side hustle or a more consistent income stream? If you need immediate and smaller earnings, apps offering tasks like surveys, micro-gigs, or quick deliveries might be ideal. Conversely, if you're aiming for a more consistent income stream, consider apps that enable freelance work, online tutoring, or even long-term investment strategies.
• Skills and interests. Picking an app that matches what you like or are good at makes things way more enjoyable. For instance, if you enjoy gaming, the best money making game apps that reward you for playing may suit you better than freelancing platforms.
• Time and effort commitment. Some apps require minimal effort, while others demand a considerable time investment. Be realistic about your time and energy availability, and choose an app that aligns with your schedule.

• Kinds of rewards provided. Not all money making apps offer simple cash payouts. Some offer gift cards, discounts, or even cryptocurrency rewards. For example, crypto enthusiasts might find platforms like BitDegree Missions appealing since they can earn merchandise and even hardware wallets through lucky draws.
• Operating system. Consider the app's compatibility with your operating system. Some best money making apps for Android may not be available on iOS. This simple step can prevent frustration and ensure that you're focusing on apps that you can actually use.
• App's legitimacy and security. Read reviews from other users on app stores and feedback websites and check if there's any negative feedback. Also, ensure the app has a clear privacy policy to protect your personal information. My tip is always to download from the official store since unofficial app stores have more malicious apps.^[2]

Considering these aspects might help narrow down your app choices and, more importantly, find an app that perfectly meets your goals and lifestyle.

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Conclusions

Making money with your smartphone has never been easier, but choosing the best money making apps is key. My tip is to find the ones that match your skills, interests, and time availability. Then, stick with legit platforms, check reviews, and understand how each app works before diving in.

My personal favorite is the BitDegree App – it’s verified, secure, and highly rated on official app stores. The app lets you earn various rewards and prizes while learning in a gamified way. More importantly, it's available on both Android and iOS devices, so any user can access it regardless of their preferred mobile operating system.

The content published on this website is not aimed to give any kind of financial, investment, trading, or any other form of advice. BitDegree.org does not endorse or suggest you to buy, sell or hold any kind of cryptocurrency. Before making financial investment decisions, do consult your financial advisor.

Scientific References

1. Dowling M.: 'Is Non-fungible Token Pricing Driven by Cryptocurrencies?';

2. Zhang X, Breitinger F, Luechinger E, O'Shaughnessy S.: 'Android Application Forensics: A Survey of Obfuscation, Obfuscation Detection and Deobfuscation Techniques and Their Impact on Investigations'.