Key Takeaways
- You can withdraw crypto from Uphold to another exchange, an external wallet, or cash out directly to a bank or debit card;
- Uphold's withdrawal methods and fees are generally competitive but vary depending on your location, method, and type of asset;
- Always double-check details like wallet addresses, network selection, and available balance before confirming to avoid failed transactions or lost funds.
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You've profited during the last bull run, and now you’re thinking, "Maybe I should store this safely before I do something stupid". Or, you know, you just need to cash out because rent is due. Either way, you’re here to figure out how to withdraw crypto from Uphold, and I'm here to help you with that.
Whether you're locking it away in a cold wallet, converting it to cold hard cash, or YOLO-ing it onto another platform for some degen meme coin play, I’ll walk you through the process step by step. No stress, no surprises—just a smooth exit.
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Table of Contents
- 1. How to Withdraw Crypto from Uphold
- 1.1. How to Withdraw from Uphold to a Wallet
- 1.2. How to Withdraw from Uphold to an Exchange
- 2. How to Withdraw Fiat from Uphold
- 2.1. How to Withdraw Money from Uphold to a Bank Account
- 2.2. How to Transfer Funds from Uphold to a Debit Card
- 3. How to Make Peer-to-Peer Withdrawals on Uphold?
- 4. Uphold Withdrawal Fees
- 4.1. Crypto Withdrawal Fees
- 4.2. Fiat Withdrawal Fees
- 5. Uphold Minimum Deposit and Withdrawal Limits
- 6. Common Withdrawal Issues
- 7. Conclusions
How to Withdraw Crypto from Uphold
Like any good journey, the first step before learning how to withdraw crypto from Uphold is knowing your destination.
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Generally, you have two main places to send crypto to: an external wallet (for safekeeping in hardware or software storage) or another exchange (if you’re looking to keep trading). Either way, you’ll want to make sure you’re sending it to the right place.
How to Withdraw from Uphold to a Wallet
Let’s say you’re moving your assets to a hardware wallet like the Ledger Flex because you know it’s great for long-term storage.[1] Or maybe you’ve got your eye on a software option with some unique features you want to check out. Whatever the type or brand, here's how to withdraw from Uphold to another wallet safely:
.jpg "How to withdraw crypto from Uphold: enter amount and select preview withdrawal.")
And that’s how to withdraw from Uphold to another wallet! Not too complicated, right? While I used Ledger’s cold wallet app as an example, finding your wallet address is generally the same across other wallet brands. So, you shouldn’t face any trouble using a different one.
How to Withdraw from Uphold to an Exchange
Transferring crypto to another exchange isn’t much different from withdrawing to a wallet —it’s the same process with a different destination. That said, let’s walk through the exact steps to make sure everything goes smoothly.
Your crypto should arrive at the receiving exchange shortly, ready for trading, swapping, or whatever you have planned.
How to Withdraw Fiat from Uphold
Sometimes, being portfolio-rich isn’t enough— you need real-world spending power. Maybe your local coffee shop isn’t quite ready to accept DOGE or PEPE for a cup of latte, and suddenly, fiat feels necessary. That’s when you need to know how to withdraw crypto from Uphold to your bank account or card.
How to Withdraw Money from Uphold to a Bank Account
The "Anything to Anything" feature on Uphold makes transactions seamless—everything in one place, no extra hassle. But to make sure your withdrawal goes smoothly, here’s the exact process to get your money out fast and straight into your bank account:
If your bank account is already linked, select it from the list. However, if you haven’t added one yet, click the [+] icon to add a new bank account.
Now you know how to withdraw money from Uphold to bank account. Just keep in mind that processing times vary—your funds could arrive within minutes or take up to three business days, depending on your bank.
How to Transfer Funds from Uphold to a Debit Card
Transferring funds from Uphold to a debit card is just as seamless as a bank withdrawal because it works almost the same way.
Uphold uses Original Credit Transaction (OCT) to route your funds to your bank account through the linked debit card. This method makes withdrawals faster and helps you avoid the usual delays of traditional banking.
Here’s how to do it:
- If your debit card is already linked, select it from the list.
- If not, click the [+] icon next to "My Cards" to add a new card.
Keep in mind that only eligible cards will appear during the withdrawal process. To qualify, the card’s issuing country must match your Uphold account address, and the card must support cross-border payouts. If your card doesn’t meet these conditions, it won’t be available as a withdrawal option.
Most debit card withdrawals are instant, but in some cases, it may take up to 2 days, depending on your provider.
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How to Make Peer-to-Peer Withdrawals on Uphold?
By now, you’ve mastered how to withdraw from Uphold to wallets, exchanges, banks, or even cards. But what if you need to send money directly to someone else?
No worries, Uphold’s peer-to-peer (P2P) transfer feature makes it quick and simple. Whether you’re splitting the bill, helping out a friend, or making a fast deposit to another user, it’s all convenient. Let me show you how it’s done:
And that’s it! Sending money to another Uphold account is fast, secure, and hassle-free. With just a few steps, your funds will be on their way in seconds.
However, do note that this feature isn't available in all regions, so it’s a good idea to check Uphold’s inter-account transfer availability in your area beforehand.
📚 Related: US Crypto Regulations
Uphold Withdrawal Fees
Alright, so you’ve figured out how to withdraw from Uphold—but let’s be real, the next thing you’re probably wondering is: How much is this gonna cost me?
While I agree that Uphold’s fees aren’t the lowest, I do appreciate that it’s transparent about its pricing—no hidden charges or sneaky deductions. Plus, the platform offers a decent variety of withdrawal methods across different regions, giving you some flexibility between speed and cost.
United States | EU/UK | Canada | Non-US/EU/UK/CA | |
|---|---|---|---|---|
Debit Card | Instant | Instant | N/A | Instant |
Credit Card | N/A | N/A | N/A | N/A |
ACH | Instant for fast ACH; up to 5 business days for standard ACH; 65 days for microdeposits | N/A | N/A | N/A |
FPS | N/A | A few seconds | N/A | N/A |
SEPA | N/A | 1-3 business days | N/A | N/A |
Wire Transfer | N/A | N/A | N/A | N/A |
Apple Pay | Instant | Instant | N/A | Instant |
Google Play | N/A | N/A | N/A | N/A |
Crypto Network | Varies | Varies | Varies | Varies |
Table: Withdrawal speed across different methods
As you can see, not every withdrawal method is available in all locations. In Canada, for example, instant withdrawals aren’t currently supported, and wire transfers don’t appear to be an option. The only available method is withdrawing funds via the crypto network—though its speed depends on the specific blockchain and its confirmation process.
Some networks, like Solana or XRP, can process transactions almost instantly, while others can take longer due to network congestion and higher confirmation requirements.[2] As a result, processing times can range anywhere from a few seconds to several hours.
Whether you’re cashing out to fiat or moving crypto, knowing the fees and processing times upfront helps you avoid unexpected delays or high costs (or at least plan around them). Now, let’s break down exactly what you’ll be paying.
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Crypto Withdrawal Fees
When withdrawing crypto from Uphold, there are two types of fees to consider: fixed withdrawal fees for specific networks and standard network fees.
Uphold charges a $0.99 withdrawal fee for specific blockchain networks, including DAG, XDC, BTG, SGB, FLR, TRX, SOLO, CSPR, COREUM, and KAS. If you're withdrawing on these networks, keep this fixed fee in mind.
Aside from that, standard network fees apply depending on the blockchain.
Network | Token | Fee |
|---|---|---|
Bitcoin | BTC | 0.000075 BTC |
Litecoin | LTC | 0.0008 LTC |
Cardano | ADA | 0.5 ADA |
Polkadot | DOT | 0.075 DOT |
Ethereum | ETH, ERC-20 Tokens | Network Fee |
Solana | SOL | 0.00098 SOL |
XRP Ledger | XRP | 0.001 XRP |
Table: Crypto withdrawal fees on Uphold
This is just a partial list to give you an idea. The full fee structure varies depending on the network and token, so it’s always a good idea to check Uphold’s latest withdrawal fees before making a transaction.
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Fiat Withdrawal Fees
Fiat withdrawal fees on Uphold depend on your account’s registered region and the withdrawal method you choose.
Region | Method | Fees |
|---|---|---|
US | ACH (Standard & Microdeposits) | Free |
ACH (Instant); Debit Card/Apple Pay | 1.75% (Min $1) | |
UK | FPS (Instant); SEPA | Free |
Debit Card/Apple Pay | 1.75% (Min £1) | |
EEA | SEPA | Free |
Debit Card/Apple Pay | 1.75% (Min €1) | |
Non-US/UK/EEA/CA | Debit Card | 2.75% (Min $1) |
Apple Pay | 1.75% (Min $1) |
Table: Fiat withdrawal fees on Uphold
Again, the fees and conditions may change over time, so it’s always best to check Uphold’s official site for the latest updates to ensure your withdrawals are smooth and cost-effective.
📚 Read Next: Uphold Review
Uphold Minimum Deposit and Withdrawal Limits
Uphold applies specific deposit and withdrawal limits based on your region and transfer method. These limits determine how much you can move in and out of the platform on a daily, weekly, and monthly basis, making them essential to consider when planning transactions.
As of writing, Uphold minimum deposit requirements for fiat currencies aren’t explicitly stated. However, the platform does set maximum deposit limits for fiat transfers.
Region | Method | Daily Limit | Weekly Limit | Monthly Limit |
|---|---|---|---|---|
US | ACH (Plaid) | $15,000 | $15,000 | $60,000 |
ACH (Microdeposit) | $2,000 | $2,000 | $8,000 | |
Debit/Credit Card, Apple/Google Pay | $15,000 | $15,000 | $50,000 | |
Wire Transfer | Unlimited | Unlimited | Unlimited | |
UK | FPS; SEPA | Unlimited | Unlimited | Unlimited |
Debit/Credit Card, Apple/Google Pay | £15,000 | £15,000 | £50,000 | |
EEA | SEPA | Unlimited | Unlimited | Unlimited |
Debit/Credit Card, Apple/Google Pay | €15,000 | €15,000 | €50,000 | |
Canada | Debit/Credit Card | - | $1,750 | $1,750 |
Non-US/UK/EEA/CA | Debit/Credit Card, Apple/Google Pay | $15,000 | $15,000 | $50,000 |
Table: Fiat deposit limits on Uphold
Just like deposits, withdrawals also come with limits depending on your region and transaction method. Uphold provides both maximum and minimum withdrawal amounts for fiat transactions, so it's important to be aware of these restrictions before initiating a withdrawal.
Region | Method | Minimum | Daily Limit | Weekly Limit | Monthly Limit |
|---|---|---|---|---|---|
US | ACH (Plaid); Debit/Credit Card; Apple Pay | $10 | $25,000 | $175,000 | $700,000 |
ACH (Microdeposits) | $5 | $25,000 | $175,000 | $700,000 | |
UK | FPS; Debit card, Apple Pay | £10 | £25,000 | £175,000 | £700,000 |
SEPA | £20 | £25,000 | £175,000 | £700,000 | |
EEA | SEPA; Debit/Credit Card, Apple/Google Pay | €10 | €25,000 | €175,000 | €700,000 |
Non-US/UK/EEA/CA | Debit Card, Apple Pay | $10 | $25,000 | $175,000 | $700,000 |
Table: Fiat withdrawal minimum and limits
While Uphold’s upper limits are pretty generous, how much that matters depends on what kind of user you are. If you're a high-volume trader or moving serious cash, the big withdrawal caps and unlimited bank transfers are a pretty solid benefit. But if you're just making standard transactions, these limits probably won’t even cross your mind.
Common Withdrawal Issues
You’ve followed the steps, but something unexpected happens. Your withdrawal is stuck on pending, or worse, it didn’t go through at all! Now you’re staring at your screen, baffled—what is going on?!
Knowing how to withdraw crypto from Uphold is one thing, but understanding what could go wrong is just as important. Here’s what might be causing the problem:
- Account Balance Too Low. Trying to withdraw more than your available balance will cause the transaction to fail. Remember, network fees are deducted separately, so always ensure you have enough to cover both the withdrawal amount and the fee.
- Missing Destination Tag or Memo. Some tokens, like XRP and EOS, require a destination tag or memo when withdrawing to an exchange or wallet. Leaving this blank could result in your funds getting stuck or lost, so always add the required details before confirming.
- Exceeding Withdrawal Limits. Uphold has daily, weekly, and monthly withdrawal caps based on your account type and region. If you’ve maxed out your limit, you’ll need to wait for the reset period or upgrade your account to withdraw more.
- Incorrect Wallet Address. Entering the wrong wallet address can lead to losing your funds, as blockchain transactions can’t be reversed. Always double-check the recipient address before confirming to ensure your crypto reaches the right destination.
- Unsupported Network. Not all blockchains are compatible, and sending assets to an unsupported network can lead to failed transactions or inaccessible funds. Ensuring that the selected withdrawal network matches the recipient's wallet is important.
- Token Not Withdrawable. Some assets can’t be withdrawn externally because they are synthetic, platform-restricted, or trade-only. Always check if a token is eligible for withdrawal and supported on the intended network before transferring it.
- Withdrawals Temporarily Disabled. Uphold may pause withdrawals due to maintenance, security updates, or compliance checks. If you’re experiencing issues, check the status page or support center for updates before assuming something is wrong.
Managing withdrawals on Uphold is generally straightforward, but being aware of these common issues helps avoid unnecessary delays and complications. The better you understand them, the quicker your funds move and the fewer headaches you’ll have to deal with.
📚 Read More: Why Is My Bitcoin Withdrawal Pending?
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Conclusions
Now that you know how to withdraw crypto from Uphold, you’re free to move your funds wherever they need to go. Whether you're locking it up in a hardware wallet for security, sending it to another exchange for your next big trade, or cashing out some profits, you’ve got the process down.
Uphold makes withdrawals simple with its "Anything-to-Anything" feature, keeping everything in one place. But don’t get too comfy— watch out for fees, minimum deposits, and withdrawal limits. And always double-check every detail before confirming because one wrong move, and your funds could be floating in the blockchain abyss.
Still hungry for more? Check out this tutorial on how to use Uphold in general, including creating an account, passing KYC or buying crypto.
Don’t invest unless you’re prepared to lose all the money you invest.
The content published on this website is not aimed to give any kind of financial, investment, trading, or any other form of advice. BitDegree.org does not endorse or suggest you to buy, sell or hold any kind of cryptocurrency. Before making financial investment decisions, do consult your financial advisor.
Scientific References
1. Barakat S., Hammouri Q., Yaghi, K.: 'Comparison of hardware and digital crypto wallets';
2. Pacheco M., Oliva G. A., Krishnan R. G., et al.: 'What makes Ethereum blockchain transactions be processed fast or slow? An empirical study'.
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